You spend years paying insurance premiums, forking out thousands of dollars to gain peace of mind. You assume that if something happens, you're covered. Then the worst does happen — and the insurance company leaves you stranded.
This unfortunate scenario becomes reality for far too many policyholders. Insurance companies will sometimes go to great lengths to protect their own profits. Your interests will take a back seat to their bottom line.
Fortunately, you don't have to challenge them on your own.